Business loans
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All about our terms
Lowest price guarantee1
Answer to your application directly
Payout same day
Flexible repayment
Possibility to pause amortization
Maturity up to 60 months
Amortization
Interest Rate
Amount
10,000 — 5 million SEK
Security
Credit report with CreditSafe
For amounts over 5 million, a credit report from UC is required
Security requirements vary
Terms
No hidden fees
Repay the business loan free of charge, whenever you want
Registered company in Sweden with active sales
Objective assessment
Other smart
Add your accountant for easy bookkeeping
Add more users to your account
Answer to your application directly
40 times faster payout than the bank2
1 If, in the past 30 days, you have received a loan offer at a lower price from another bank than what you have been offered by Froda, we will always match that price. The guarantee otherwise requires comparable terms (e.g. amortization and collateral) and only covers applications that have been granted loans by Froda.
2 Based on time from application to payout for customers who applied for loans from Froda and a bank simultaneously.
2 Based on time from application to payout for customers who applied for loans from Froda and a bank simultaneously.
Transparent terms
Financing with your best interests in mind
- No complicated conditions
- No hidden fees
- No surprises
Amortize more, or less
Easily adjust the amortization to suit your company's needs
- Up to 60 months repayment period
- Repay daily, weekly, or monthly
- Pause for up to 6 months
Lowest price guarantee
Rest assured that you will always get good terms. If you find a lower price elsewhere, we will match it.
Good to know
Don't compare home loans and business loans
Comparing home loans and business loans can be misleading. When you take out a home loan, the house serves as collateral for the loan. A home has a relatively constant value and is easy to resell if you cannot pay for the loan. The risk for the lender to lose the lent capital is therefore low, which means that the interest rate is low. Business loans are more complex and require the lender to perform more thorough analyses. There are also not always securities, and when there are, their value and resale opportunity are not as simple as homes. Business loans are therefore riskier for the lender, which is why the interest rate is higher than it is for home loans. This is true for all lenders, whether it is a large bank, a niche player or a state-owned actor.
The interest rate is determined based on your company's performance and sales.
Your sales, history, and other information are factors in determining the interest rate for your business loan.
The business loan market is not regulated.
This means that companies providing loans can freely set their interest rates, without always considering what is best for you. Important information can sometimes be hidden in the fine print, which can lead to unexpectedly high costs if you don't read carefully. With Froda, you never have to worry about this, as we have no hidden fees or set-up fees. In addition, the effective interest rate is also expressed clearly and transparently.
Pay extra attention to the effective interest rate.
This shows the total cost of the loan, including all fees. If the effective interest rate is not displayed, it may be a warning sign.
At Froda, you always have a lowest price guarantee.
This is to ensure that you are confident you've received the best offer. If you happen to find a better price elsewhere within the last 30 days with equivalent terms, we will match it.
As a lender
should be
We have built Froda around having the same incentives as you. This simply means that when you succeed, we do too.
