Business loans

Flexible repayment
Answer to your application directly
Payout same day
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For all your needs

Renovation
Fix up your company's premises and create an environment that both customers and employees enjoy.
Ahead of next season
Cover your finances during the season when no one is particularly keen on ice-cold ice cream.
Real estate
Invest in improving your company's property or finance the purchase of a new one.
Storage
Finance larger inventory purchases to meet customer demand immediately.
Machinery
Upgrade your company's equipment and produce more, faster, and smarter.
Unforeseen expenses
Borrow to cover an expense and get your company's finances back on track when something unexpected happens.
Liquidity
Give the company financial leeway to manage liquidity in both the short and long term.
Refinance an existing loan
Better terms and lower borrowing costs when you consolidate your company's loans.
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Payout same day
Apply for a business loan in minutes and get an instant response. Receive the funds in your account the same day.
Lowest price guarantee
Should you receive a lower price on a business loan with equivalent terms, we will match it.
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Flexible repayment
Choose how often and for how long you want to repay. You can also pause repayments for up to 6 months.
Easy with
BankID
Instant application response
Disbursement within 24 hours
Lowest price guarantee*
*If you have received an offer for a business loan at a lower price from another bank than what Froda has offered you within the last 30 days, we will always match that price. The guarantee is subject to comparable terms and conditions (e.g., repayment and collateral) and only applies to applications that have been approved for a loan by Froda.

Sweden's most satisfied business loan customers

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Upplands Honung
From local bees to your kitchen
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Sneckenström
The eco-shop in Västervik
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Ostmakeriet på Rindö
Handmade cheese in the archipelago

Need more help?

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Before your application
How much does a business loan cost and how does it work?
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Other questions
Find your answer below or contact us.

This is why business owners choose Froda

4.9
Excellent rating on Trustpilot
Lowest price guarantee*
40x
Faster than the bank
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Instant application response
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Permits from the Swedish Financial Supervisory Authority

Frequently asked questions about business loans

What kind of amortization does Froda offer?

Our business loan is an annuity loan where you can choose between daily and weekly repayments. Annuity means that each repayment is the same size, but the interest portion is higher at the beginning of the loan term, while the repayment portion is smaller.

As you repay the loan, the interest portion of each repayment will decrease, while the principal portion will increase.

Repayment of your business loan is then made automatically via direct debit during the term of the loan.

Do I need to have a specific type of company?

No, we don't. We provide business loans to all types of companies, regardless of their size or legal form. Whether you run your business as a limited company, partnership, limited partnership or sole trader, you can turn to us when you need financing.

Do I need to prepare any documents to apply?

No, you do not need to prepare anything to apply. All the information we need to process your application will be automatically collected when you apply.

How much can I borrow from Froda?

Froda offers business loans up to SEK 5,000,000. On average, we grant a loan amount that corresponds to one month's turnover in your company (provided that the business is well managed). It may happen that you get to borrow more or less than the amount you applied for. Read more about our prices and terms.

Is the application binding?

No, the application is not binding, and there is no cost to apply. Read more about our prices and terms.

How do I apply for a business loan from Froda?

You can apply directly at froda.se. All you need to do is fill in your contact information, identify yourself with BankID, and adjust your loan according to your wishes. In most cases, we can automatically retrieve all the data we need and give you an answer to your application immediately.

Does Froda have any setup fees?

No, Froda has neither setup fees nor other hidden fees on its business loans. The interest rate is the only cost for the loan.