Business loans for inventory financing

Do you need to finance a large inventory purchase? With a business loan from Froda, you can build up your inventory at the right time, secure better purchase prices, and meet demand without cash flow slowing down growth. Whether you run an e-commerce business, a store, or a wholesale business, we can help you free up capital quickly and easily.

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Having the right products on the shelf is often the difference between making the sale and losing it.

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What can a loan for inventory be used for?

A loan to companies for warehousing can be used, for example, for:

Major seasonal purchases ahead of peak season
Building up safety stocks
Import of goods in larger volumes
Negotiating better purchasing terms through larger orders
Launch of new products
Temporary peaks in demand
Expansion of product range

By spreading the cost over time, you can invest in inventory without depleting your company's liquidity.

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That's why inventory financing is crucial for growth

Many companies grow faster than their cash flow can keep up with. Suppliers want to be paid immediately, while customers often pay later. This creates a gap that can slow down development.

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With the right financing, you can:

Purchase larger volumes for better margins
Avoiding turning down business deals
Improve delivery capabilities
Create stability in cash flow

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A business loan for inventory allows you to act when the opportunity arises, rather than waiting until the capital is in your account. For many companies, inventory is not an expense, but an investment in future sales.

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Customer case: Sneckenström

See an example of how a loan for inventory purchases and storage can be used, when Sneckenström a major purchase for its warehouse with Froda in order to expand and maintain momentum.

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Customer case: Blomsterringen

See an example of how a loan for inventory purchases and product range development can be used, when Blomsterringen major purchases of pots, interior design items, and plants with Froda in order to offer a wide and hand-picked range at better prices.

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How inventory financing works at Froda

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Applying for a business loan for inventory is easy:

Apply digitally in just a few minutes
Get a quick response
Choose a repayment plan that suits your cash flow

You don't need to pledge inventory or assets. We focus on the company as a whole and its ability to repay.

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Frequently asked questions about business loans for inventory

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Can I take out a business loan to purchase goods?

Yes. A business loan can be used for inventory purchases, seasonal build-up, and product range development.

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How quickly can I obtain financing for inventory?

Applications are submitted digitally and you will receive a quick response. Payment will be made shortly thereafter.

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Do I need collateral to finance inventory?

No, you do not need to leave inventory or machinery as collateral.

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Is inventory financing the same as factoring?

No. Factoring involves borrowing against invoices. A business loan provides you with immediate capital that can be used freely, for example, to purchase inventory.

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Are inventory loans suitable for small businesses?

Yes. Many small and medium-sized enterprises use business loans to strengthen their liquidity when making larger purchases.

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