Business loans for liquidity and cash flow

Do you need to strengthen your company's liquidity or improve cash flow? With a business loan for liquidity from Froda, you can free up capital, create room for maneuver, and manage periods when expenses come before income.

Whether you want to grow, invest, or simply enjoy a more stable everyday life, we can help you balance your cash flow quickly and flexibly. Good liquidity is the foundation of a stable and growing business.

What does liquidity mean in a company?

Liquidity refers to a company's ability to pay its costs on time. Even profitable companies can experience liquidity problems if money is not available when needed.

Common causes of liquidity challenges include:

  • Customer invoices with long payment terms
  • Large purchases before revenue comes in
  • Rapid growth requiring more capital
  • Seasonal variations in sales
  • Temporary cash flow gaps

A business loan for liquidity can help you create stability and control.

What can a business loan for liquidity be used for?

A business loan for working capital can be used for:

  • Pay suppliers on time
  • Manage salaries and fixed costs
  • Build up stock in anticipation of increased demand
  • Cover expenses in the event of delayed customer payments
  • Invest in marketing and growth
  • Create financial space in everyday life
  • Even out cash flow between revenue periods

With the right financing, you can focus on your business instead of worrying about your next payment.

That's why cash flow is more important than profit

Many companies look good on paper but still encounter problems in practice. The reason is simple:

Profit is long-term, cash flow is here and now.

If funds are not available when costs need to be paid, this can create stress and limit growth.

With a business cash flow loan, you can:

  • Avoid turning down new business opportunities
  • Ensure stable operation
  • Invest even when payments are delayed
  • Building a more resilient economy

Liquidity provides freedom to act.

Strengthen liquidity without slowing down development

As a business grows, the need for capital often increases. This may be due to larger orders, more customers, or increased costs before revenue has been received.

With Froda, you can get quick financing that helps you:

  • Maintaining momentum in growth
  • Create a buffer for unexpected expenses
  • Gain control over your company's finances

A loan to businesses for liquidity is a tool for stability, not just a stopgap solution.

Customer case study: Heartspace AI

See an example of how a loan for strengthened liquidity and quick access to capital can be used, when Heartspace AI quick financing with Froda to maintain its growth rate and launch its AI platform.

How liquidity financing works at Froda

Applying for a business loan for liquidity is easy:

  1. Apply digitally in just a few minutes
  2. Get a quick response
  3. Choose a repayment plan that suits your cash flow

You do not need to provide collateral in the form of real estate or machinery. We make a comprehensive assessment of the company's repayment ability.

Frequently asked questions about business loans for liquidity

Can I take out a loan to strengthen cash flow?

Yes. A business loan can be used to even out cash flow and create better liquidity in the business.

Is this suitable for small businesses?

Yes. Many small and medium-sized enterprises use loans for working capital and liquidity.

How quickly can I obtain financing?

The application is digital and you will receive a quick response. Payment will be made shortly thereafter.

Do I need security?

No, Froda does not require collateral in the form of real estate or machinery.

Is this the same as factoring?

No. Factoring is linked to invoices. A business loan provides you with immediate capital that can be used where it is most needed.

Do you want to improve your company's liquidity?

With a business loan for liquidity, you can create financial breathing room, strengthen your cash flow, and continue to develop your business without interruption.

Apply today and receive a quick response.

Want to see more ways to use a business loan?

Explore all our business loan options and find the right financing for your needs.